3 Powerful Keys to Living a Healthier, Wealthier, Happier Life

3 Powerful Keys to Living a Healthier, Wealthier, Happier Life

6 Comments / Motivation, Financial Independence / Retire Early (FIRE), Health and Fitness, Life in Early Retirement, Taxes and Financial Planning, Travel and Vacation / /

In 2018, we finally told our family and friends that we were moving to Boquete, Panama in 2019. That was a mixed bag of support and in some cases a big old dumpster fire. Obviously, there was some sadness that we were moving away to another country. But what was more interesting was that a lot of the feedback we got was about how dangerous it would be with drug cartels, human trafficking, and excessive violence. Here’s a little secret… […]

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6 Years of Early Retirement: What I've Learned About Life, Money, and Happiness

6 Years of Early Retirement: What I’ve Learned About Life, Money, and Happiness

16 Comments / Life in Early Retirement, Blogging, Financial Independence / Retire Early (FIRE), General Thoughts, Health and Fitness, Motivation, Panama, Spending, Travel and Vacation / /

Today is the anniversary of my last day of work six years ago. At the end of the workday on December 31, 2018, I became free in a sense. That was the day my early retirement began. If you’ve dreamed about early retirement for a while like I did leading up to this, there’s a little surprise in store that you might not know… It’s not going to be exactly the way you envisioned. That’s because when we daydream or

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Traveling the World: 121 Days, 9 Big Adventures, and 6 Cruises Throughout the Globe

Traveling the World: 121 Days, 9 Big Adventures, and 6 Cruises Throughout the Globe

19 Comments / Travel and Vacation, Financial Independence / Retire Early (FIRE), Life in Early Retirement, Panama, Spending / /

Things certainly have escalated quickly at the Route to Retire household! We started with the plan to take a couple of vacations over the next year and suddenly we’re traveling the world for 121 days! We seem to have this problem – almost a sickness – where we get an idea and tend to go overboard with it. Instead of visiting the country of Panama for a month or two, we lived there for three years (so worth it!)! The

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Privacy and Security: The Essential Guide to Reclaiming Your Digital Life

Privacy and Security: The Essential Guide to Reclaiming Your Digital Life

10 Comments / Consumer Protection, Here's Why I'm Liking..., Motivation / /

I spent the last 13+ years of my career in IT as a manager, but I’m still a techie at heart. Even now, almost 7 years into early retirement, I still enjoy keeping up with technology and tinkering with various parts of it. Over the past few years though, I continue to get increasingly concerned about how we don’t protect our data and identities in the digital world we live in. Privacy and security tend to get put on the

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Southwest Companion Pass: Why Now's the Best Time to Act

Southwest Companion Pass: Why Now’s the Best Time to Act

2 Comments / Travel and Vacation, Spending / /

The Southwest Companion Pass… the holy grail of travel. If you’re not familiar, the Companion Pass allows the earner to bring someone with them for free on every single flight booked by the holder (provided there’s an available seat). Think of the money you could save by cutting flight prices for two people in half while traveling! This is normally a “prize” for someone who flies a lot… like a real lot. The qualification is to fly 100 flights (or earn

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Free Cruises with Just a Little Leg Work… Living Like Rock Stars!

Free Cruises with Just a Little Leg Work… Living Like Rock Stars!

14 Comments / Travel and Vacation, Life in Early Retirement, Saving, Spending / /

Back in May, I wrote a post called The Next Mission… Free Cruises Through Casino Status Matches! It was all about how we stumbled upon a way to get free cruises and what we planned to do to make it happen. Well, here we are several months later and I realized it’s time to update you on how it’s going and what’s next. It’s actually been a cool little adventure figuring out what we need to do and then taking

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The Funny Thing About Sequence of Returns Risk…

The Funny Thing About Sequence of Returns Risk…

21 Comments / Investments, Financial Independence / Retire Early (FIRE), Spending, Taxes and Financial Planning / /

If someone decides to retire and live off of their investment portfolio, an important detail called the sequence of returns risk can be one of the most critical components to comprehend. You might have an understanding or at least a notion of the 4% rule that helps give you some direction in retirement planning. The idea is that you likely can take out 4% from a given portfolio every year and never run out of money. There are several caveats

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Phase 1: Powerful Strategies to Earn College Credits While Homeschooling

Phase 1: Powerful Strategies to Earn College Credits While Homeschooling

24 Comments / Education, Kids / /

You don’t know what you don’t know. That’s the case with a lot of things in life. That’s why knowledge is power. Knowing that something is even possible to do gives you the upper hand to make better decisions. Ten years ago, when I learned that early retirement was something that was legitimately possible to do, we made changes to make it a reality. Before then, I just assumed that you needed to be some kind of billionaire for that

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Beating Seasonal Depression: 4 Simple Yet Powerful Strategies I'm Using This Winter

Beating Seasonal Depression: 4 Simple Yet Powerful Strategies I’m Using This Winter

26 Comments / Health and Fitness, General Thoughts, Life in Early Retirement, Travel and Vacation / /

Ugh, summer’s officially over. I do love the fall here in Ohio – the changing of the colors makes everything beautiful outside. However, that means it’s time for the weather to begin shifting, which always gives me that looming feeling that winter is right around the corner. And that leads to the winter blues…. seasonal depression… or the more technical term, seasonal affective disorder (SAD). Whatever you want to call it, I’ve learned that I have an extremely hard time

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Time Is Precious: Rekindling Relationships Is Now a #1 Priority

Time Is Precious: Rekindling Relationships Is Now a #1 Priority

11 Comments / Motivation, Financial Independence / Retire Early (FIRE), General Thoughts, Health and Fitness, Life in Early Retirement / /

Around 14 years ago, one of my closest friends told me he had been diagnosed with colon cancer. I was shocked by the news but he didn’t seem any different and I knew he’d be just fine. After all, he was in his mid-thirties like I was and it was just a hurdle to overcome and life would be fine again. But then it wasn’t. As the months progressed, he got worse and worse and the chemotherapy and radiation didn’t

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